Critical Illness Insurance (MetLife)

Critical Illness Insurance

Help protect your family and your budget from the impact of a Critical Illness.

Recover First, Worry Never

When a family member receives a verified diagnosis of a critical illness, it can be overwhelming — both physically, emotionally, and financially. Having help to provide a financial cushion can help you focus on getting back on track — without worrying about finding the extra cash to cover some of their expenses.

Handling the emotions that come up when experiencing a critical illnesses is difficult enough. Worrying about your financial stability on top of this can obviously be overwhelming. With critical illness insurance, MetLife helps you and your family have the financial stability necessary to completely focus on healing during a difficult time.

A lump-sum payment is made directly to you to use any way you see fit, whether it’s for everyday living expenses or out-of-pocket medical costs like copays and deductibles.

With benefits that are simple to understand and easy to use, we’ll help you provide a critical illness insurance benefit plan for their needs. Our solutions provide:

Critical Illness Insurance through your employer may offer benefits for:

  • Coverage for a range of medical conditions including heart attack, cancer, stroke, kidney failure, Alzheimer’s disease, and Coronary Artery Bypass Graft
  • coverage for employees, spouses, and children up to age 26
  • No obligation to submit expense receipts
  • Portable coverage options should you leave your current employer

For complete plan details, speak with the AdvanStaff HR benefits department or view the summary plan description below. 

Coverage is available for Employee, Employee + Spouse, Employee + Children, Employee + Spouse & Children. Rates based on the age of the employee.


How to Enroll

Enrollment takes place at the initial time of hire and at annual open enrollment which is generally in June for a July effective date.

To enroll:

You can also contact your Advanstaff HR Benefits Representative by submitting a support ticket or by calling us 702-598-0000.